Last updated: November 21, 2025

 

Welcome to Rate My Adjuster ("we," "our," or "us"). By accessing or using our website, you agree to these Terms of Use ("Terms"). If you do not agree, please do not use the site.

 

1. Acceptance of Terms

By accessing or using this website, you confirm that you are at least 18 years old and agree to be bound by these Terms and our Privacy Policy.

 

2. Website Purpose

Rate My Adjuster provides a platform for users to share experiences and opinions about insurance adjusters. We do not verify user-submitted ratings, reviews, or claims, and they reflect the personal opinions of users, not our organization.

 

3. User Content

 

3.1 Responsibility for Content

You are solely responsible for any content (including reviews, ratings, comments, or other submissions) you post.

You agree not to post:

• False, misleading, or defamatory statements

• Harassing, abusive, or threatening content

• Personal information without consent

• Content that violates any laws or third-party rights

 

3.2 License to Use Content

By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute your content in connection with operating the website.

We reserve the right (but not the obligation) to remove content at our discretion.

 

4. Prohibited Uses

You agree not to:

• Use the site for unlawful purposes

• Attempt to disrupt or harm the website or servers

• Scrape, copy, or harvest data without permission

• Impersonate another person or entity

 

5. No Professional or Legal Advice

Content on this website is for general informational purposes only. Nothing on the site should be considered legal, insurance, or professional advice.

 

6. Intellectual Property

All trademarks, logos, design elements, and content on this site (excluding user submissions) are owned by Rate My Adjuster. You may not copy, reproduce, or use them without permission.

 

7. Third-Party Links

The website may include links to third-party sites. We are not responsible for their content, policies, or practices.

 

8. Disclaimer of Warranties

The site is provided “as is” without warranties of any kind. We do not guarantee:

• Accuracy or completeness of content

• Continuous availability of the site

• That all user-submitted information is truthful or reliable

 

9. Limitation of Liability

To the fullest extent allowed by law, Rate My Adjuster is not liable for any damages resulting from:

• Use or inability to use the website

• User-submitted content

• Actions taken in reliance on information on the website

 

10. Indemnification

You agree to indemnify and hold us harmless from any claims, losses, damages, or expenses arising from your use of the website or your violation of these Terms.

 

11. Changes to These Terms

We may update these Terms at any time. Changes take effect upon posting. Continued use of the site means you accept the updated Terms.

 

12. Termination

We may suspend or terminate your access at any time for violating these Terms or for any reason at our discretion.

 

13. Governing Law

These Terms are governed by the laws of the United States and the State of [Your State]. Any disputes must be resolved in courts located in [Your State].

 

14. Contact Us

If you have questions about these Terms, contact us at: support@ratemyadjuster.com